Credit Cards


As a First Castle member, you’re eligible to apply for any of the low-rate, no-annual-fee credit cards that we offer. Compare their features below to choose the right card for you.

To apply on line go here now!

To view credit card disclosures go here.

VISA Platinum RewardsVISA PlatinumSecured VISA Platinum RewardsSecured VISA Platinum
Best if youWant a card with no annual fee that gives you great rewards.Want a card with no annual fee and lower interest rate.Have little or no credit history or are trying to repair bad credit. Also gives you access to our rewards program. Have little or no credit history or are trying to repair bad credit, and are looking for a lower rate.
Annual FeeNoneNoneNoneNone
Credit LineUp to $20,000.00Up to $20,000.00$250.00 to $1,000.00$250.00 up to $1,000.00
RewardsNoneNone

VISA Platinum Reward Credit Card

With no annual fee, and the ability to earn rewards points with every dollar spent in net retail purchases, the FCFCU Platinum Rewards Visa is the perfect choice for members who want to earn something extra for their everyday purchases.

The Platinum Rewards Visa Card includes:

  • Earn 1 point towards merchandise and travel rewards with every dollar spent in net retail purchases
  • No annual fee
  • Credit limits up to $20,000
  • 25-day grace period on purchases
  • Low cash advance fee
  • Accepted at millions of locations worldwide
  • No balance transfer fees
  • Optional Credit Life and Disability Insurance available

Simply sign your card up  at www.uchooserewards.com

VISA Platinum Credit Card

The FCFCU Platinum Visa Card offers the power of platinum and may be the only card you ever need.

The FCFCU Platinum Visa Card includes:

  • No annual fee
  • Credit limits up to $20,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any FCFCU ATM, through CALL-24, or through SAFE’s Online Banking
  • Accepted at millions of locations worldwide
  • No balance transfer fee
  • Optional Credit Life and Disability Insurance available

VISA Platinum Secured Card (Rewards or No Rewards)

For members who are new to the world of credit or want to start rebuilding a good credit history, a secured card is the perfect choice. A Secured Visa card looks and functions just like a standard Visa card.

Members must have on deposit, in a savings account, an amount equal to or greater than the credit card limit, to serve as security for the card. The money on deposit earns interest, but must remain in the account while you have the card. Eventually, as you build a good credit history, you may want to apply for a standard (unsecured) Visa card.

Credit Card Account Access

Use the above link to access your VISA Credit Card account, view statements, and make payments online.

To activate a new Visa Credit Card and create a PIN, please call 1-877-311-1512

For Credit Card Customer Service, please call 1-800-377-1809

For lost or stolen cards after hours, please call 1-800-556-5678